The

Toolbox

June 2026

Planning for a Strong Retirement

Conversation Starters

❤️ LIFE

  • "What will your client's income sources look like beyond Social Security and qualified assets?"
  • "How concentrated is their retirement strategy in tax-deferred accounts?"
  • "Would flexibility help if tax environments change in the future?"

🔒 ANNUITY

  • "How much of your client's retirement income is guaranteed?"
  • "What happens if market performance is weak during the first years of retirement?"
  • Why are annuities sold and not bought? Read here.

☂️ DISABILITY

  • "If your client became unable to work for a year or longer, would retirement goals stay on track?"

🤝 LONG-TERM CARE

  • "How would long-term care expenses affect the retirement income strategy?"
  • "What assets are intended for lifestyle versus potential healthcare needs?"

🏠 Retirement Income Foundations

Use this checklist to help evaluate how effectively your clients are managing their tax liabilities.

👉 Checklist Here

🌟 Protecting Retirement Assets

Review these asset-based comparisons among carriers to identify the best hybrid solution for your long-term care and retirement planning needs.

👉 Review Here

💰 Building Predictable Income

A worksheet to help evaluate retirement income needs.

👉 Review Here

🌳 Protecting the Journey

Has your client planned for the unexpected?

👉 Review Here