Policy Review

Toolbox

January 2026

Week 1: Annual Policy Review Best Practices

Day 1: Review this short educational piece on why every client needs an Annual Life Insurance Checkup.

Day 2: A life check-up provides an opportunity for the licensed professional to discuss future life insurance needs with their clients. Review this helpful guide.

Day 3: Life changes that should trigger a coverage review.

Day 4: Review these nine tips to help prevent making beneficiary designation mistakes.

Day 5: Schedule next year’s review proactively. Review our annual policy review workbook.

Week 2: Evolving Client Needs = Evolving Solutions

Day 1: A client approaching retirement realizes their existing term policy is about to expire; they still want protection for a surviving spouse and liquidity for the estate. Retirement & Life Insurance: What Changes at Age 60+?

Day 2: A divorcing couple with joint policies and outdated beneficiary designations. Life Insurance Checklist for Newly Single Clients

Day 3: Business owner selling to a partner; existing key-person policies no longer aligned with the new structure. Life insurance in business transitions: What advisors must review.

Day 4: Clients having their second child: the original coverage amount purchased years earlier is now inadequate. There is a coverage gap that new parents often miss. Review the life changes that should trigger a coverage review.

Day 5: Client’s net worth increased significantly due to inheritance or business growth. Life insurance strategies for high-net-worth clients.